*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#020607;color:#fff;font-family:Arial,Helvetica,sans-serif;overflow-x:hidden}a{color:inherit}header{width:100%;min-height:84px;padding:0 clamp(22px,4vw,70px);display:grid;grid-template-columns:210px minmax(460px,1fr) auto;gap:24px;align-items:center;background:#010506;border-bottom:1px solid #283036}.logo{text-decoration:none}.logo strong{display:block;font:italic 900 40px/.85 Arial Black,Arial;letter-spacing:-4px}.logo strong span{color:#ff5a00}.logo small{display:block;margin-top:9px;font-weight:900;letter-spacing:4px;font-size:9px}nav{display:flex;justify-content:center;gap:clamp(14px,1.8vw,30px)}nav a{text-decoration:none;font-weight:700;font-size:13px;white-space:nowrap}.actions{display:flex;align-items:center;gap:10px}.actions select{background:#010506;color:#fff;border:0;font-weight:800;font-size:13px;max-width:78px}.outline,.orange,.cta{display:inline-flex;align-items:center;justify-content:center;text-decoration:none;font-weight:900;white-space:nowrap}.outline{padding:11px 19px;border:1px solid #ff5a00;border-radius:28px;font-size:13px}.orange{padding:11px 17px;background:#ff5a00;color:#fff;border-radius:8px;font-size:13px}.cta{padding:15px 22px;background:#ff5a00;color:#fff;border-radius:8px}.hero{width:100%;min-height:650px;display:grid;grid-template-columns:minmax(360px,37%) minmax(430px,38%) minmax(350px,25%);position:relative;background:#030809}.copy{padding:clamp(55px,6vw,90px) clamp(28px,3vw,58px) 50px clamp(28px,4vw,70px);align-self:center;z-index:3}.kicker{color:#ff5a00;font-weight:900;letter-spacing:2px}.copy h1{font-size:clamp(46px,4.2vw,72px);line-height:.98;letter-spacing:-3px;margin:18px 0 24px}.copy h1 em{font-style:normal;color:#ff5a00}.lead{font-size:clamp(17px,1.25vw,21px);line-height:1.45}.icons{display:grid;grid-template-columns:repeat(4,1fr);gap:15px;margin:30px 0}.icons span{font-size:24px;color:#ff5a00}.icons b,.icons small{display:block;color:#fff;font-size:11px;margin-left:28px}.fine{font-size:11px;color:#d4d4d4}.photo{position:relative;min-height:650px;background:linear-gradient(90deg,#030809 0%,transparent 12%,transparent 90%,#030809 100%),url('hero-photo.jpg') 58% center/cover no-repeat;overflow:hidden}.flag{display:none}.calculator{align-self:center;margin:35px clamp(22px,3.5vw,58px) 35px -18px;padding:23px;background:rgba(5,15,19,.97);border:1px solid #64747a;border-radius:12px;z-index:4;min-width:0}.calculator h2{font-size:25px;margin:0 0 5px}.calculator>p{margin:0 0 14px}.calculator output{display:block;padding:13px;border:1px solid #28383e;border-radius:7px;font-size:37px;font-weight:900}.calculator input{width:100%;accent-color:#ff5a00}.ends{display:flex;justify-content:space-between;font-size:12px}.calculator h3{margin:19px 0 10px}.days{display:grid;grid-template-columns:repeat(3,1fr);gap:9px}.days button{padding:11px;border:1px solid #344148;border-radius:6px;background:#171e21;color:#fff}.days .active{background:#ff5a00;color:#fff;font-weight:900}.summary{margin:15px 0;border:1px solid #2a383e;border-radius:6px;padding:8px 10px}.summary p{display:flex;justify-content:space-between;gap:12px;margin:0;padding:5px 0;font-size:12px}.summary b{text-align:right}.continue{width:100%;padding:14px;border:0;border-radius:7px;background:#ff5a00;color:#fff;font-weight:900}.calculator>small{display:block;text-align:center;margin-top:10px}.benefits{width:100%;display:grid;grid-template-columns:repeat(3,1fr);padding:0 clamp(28px,5vw,90px);background:#030809;border-top:1px solid #30383c}.benefits article{min-height:105px;display:flex;align-items:center;gap:18px;padding:22px;color:#ff5a00;border-right:1px solid #333}.benefits article:last-child{border:0}.benefits b,.benefits small{display:block;color:#fff;font-size:13px}.benefits small{font-size:10px;margin-top:6px}.steps{background:#f5f5f3;color:#111;padding:45px clamp(28px,5vw,90px);display:grid;grid-template-columns:1.5fr repeat(4,1fr);gap:30px;align-items:center}.steps p,.faq>p{color:#ff5a00;font-weight:900;font-size:11px}.steps h2{font-size:31px}.steps h2 em{color:#ff5a00;font-style:normal}.steps article{text-align:center}.steps i{display:grid;place-items:center;width:34px;height:34px;margin:auto auto 10px;border:1px solid #ddd;border-radius:50%;font-style:normal;color:#ff5a00}.steps small{display:block;margin-top:8px;color:#666}.faq{background:#f5f5f3;color:#111;padding:55px clamp(28px,12vw,200px)}.faq h2{font-size:34px}.faq details{background:#fff;padding:18px;border-bottom:1px solid #ddd}.faq summary{font-weight:900}footer{height:80px;background:#000}
@media(min-width:1500px){header{grid-template-columns:230px minmax(560px,1fr) auto}.logo strong{font-size:43px}nav a{font-size:14px}.outline,.orange{font-size:14px}.hero{grid-template-columns:minmax(430px,36%) minmax(520px,39%) minmax(390px,25%)}.calculator{max-width:430px;width:calc(100% - 25px)}}
@media(max-width:1220px){header{grid-template-columns:180px minmax(400px,1fr) auto;gap:14px;padding-inline:24px}.logo strong{font-size:35px}nav{gap:12px}nav a{font-size:11px}.outline,.orange{padding:10px 13px;font-size:11px}.actions select{font-size:11px}.hero{grid-template-columns:35% 38% 27%}.copy h1{font-size:49px}.icons{grid-template-columns:1fr 1fr}.calculator{margin-left:-10px;margin-right:20px}}
@media(max-width:980px){header{grid-template-columns:1fr auto;padding-block:14px}.logo strong{font-size:36px}nav{grid-column:1/-1;grid-row:2;justify-content:flex-start;overflow:auto;padding-bottom:4px}.hero{grid-template-columns:1fr 1fr}.copy{padding-bottom:35px}.photo{min-height:560px}.calculator{grid-column:1/-1;width:min(620px,calc(100% - 48px));justify-self:center;margin:25px auto 40px}.benefits{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr 1fr}.steps>div{grid-column:1/-1;text-align:center}}
@media(max-width:680px){header{grid-template-columns:1fr}.actions{grid-row:2;justify-content:space-between}.actions .orange{font-size:12px;padding:10px 13px}nav{grid-row:3}.outline{display:none}.hero{display:flex;flex-direction:column}.copy{padding:42px 24px 30px}.copy h1{font-size:42px}.photo{min-height:440px}.calculator{width:calc(100% - 32px);margin:0 auto 30px}.benefits{grid-template-columns:1fr;padding:0 24px}.benefits article{border-right:0;border-bottom:1px solid #333}.steps{grid-template-columns:1fr;padding-inline:24px}.steps>div{grid-column:auto}.faq{padding-inline:24px}}

/* Layout responsive limpio: sin parches superpuestos */
header{grid-template-columns:minmax(180px,240px) minmax(420px,1fr) auto;max-width:none}
.hero{grid-template-columns:minmax(340px,36%) minmax(360px,39%) minmax(330px,25%);min-height:650px;overflow:hidden}
.photo{min-height:650px;background-image:linear-gradient(90deg,#030809 0%,rgba(3,8,9,.35) 8%,rgba(3,8,9,0) 24%,rgba(3,8,9,0) 88%,#030809 100%),url('hero-photo.jpg');background-position:center center;background-size:cover;background-repeat:no-repeat}
.calculator{margin-left:-12px;max-width:430px;width:calc(100% - 24px)}
@media (min-width:1600px){header{padding-inline:clamp(48px,4vw,84px)}.hero{grid-template-columns:minmax(430px,36%) minmax(520px,39%) minmax(390px,25%)}.copy{padding-left:clamp(60px,4vw,90px)}.calculator{justify-self:start}}
@media (max-width:1180px){header{grid-template-columns:180px 1fr auto}.hero{grid-template-columns:minmax(320px,38%) minmax(340px,37%) minmax(310px,25%)}.copy{padding-inline:28px}.copy h1{font-size:clamp(42px,4.8vw,56px)}.calculator{padding:18px;margin-right:14px}.actions{gap:7px}.outline,.orange{padding-inline:12px}}
@media (max-width:980px){header{grid-template-columns:1fr auto}.hero{grid-template-columns:1fr 1fr;min-height:auto}.copy{align-self:center}.photo{min-height:560px}.calculator{grid-column:1/-1;position:relative;justify-self:center;margin:24px auto 36px;width:min(620px,calc(100% - 40px));max-width:620px}.benefits{grid-template-columns:repeat(3,1fr)}}
@media (max-width:720px){header{grid-template-columns:1fr auto;gap:12px}.logo strong{font-size:34px}.actions select{max-width:68px}.actions .outline{display:none}.actions .orange{padding:10px 12px}.hero{display:grid;grid-template-columns:1fr}.copy{padding:38px 22px 28px}.copy h1{font-size:clamp(40px,12vw,54px)}.photo{min-height:520px;background-position:center top}.calculator{grid-column:1;width:calc(100% - 28px);margin:18px auto 30px}.benefits{grid-template-columns:1fr}.steps{grid-template-columns:1fr}.steps>div{grid-column:auto}}

/* v19: ajustes solicitados — sin parches visuales ni imágenes nuevas */
.actions select{
  appearance:none;
  -webkit-appearance:none;
  border:0!important;
  outline:0;
  box-shadow:none!important;
  background:#010506;
  padding:6px 18px 6px 4px;
  background-image:linear-gradient(45deg,transparent 50%,#fff 50%),linear-gradient(135deg,#fff 50%,transparent 50%);
  background-position:calc(100% - 8px) 50%,calc(100% - 4px) 50%;
  background-size:4px 4px,4px 4px;
  background-repeat:no-repeat;
}
.calculator{
  border-color:#ff5a00;
  margin-left:12px;
  margin-right:clamp(12px,2vw,34px);
}
@media (min-width:1221px){
  .hero{grid-template-columns:minmax(340px,36%) minmax(360px,38%) minmax(350px,26%)}
  .calculator{justify-self:start;width:calc(100% - 22px);max-width:430px}
}
@media (max-width:1220px) and (min-width:981px){
  .calculator{margin-left:8px;margin-right:12px}
}
@media (max-width:980px){
  .calculator{margin:24px auto 36px;border-color:#ff5a00}
}
@media (max-width:720px){
  .calculator{margin:18px auto 30px}
}


/* v42 — Footer adaptado al diseño de referencia */
.zolnix-footer{background:#030303;color:#f5f5f5;padding:38px 5% 24px;border-top:1px solid #171717}
.zolnix-footer a{color:#f5f5f5;text-decoration:none}.zolnix-footer a:hover{color:#ff6500}
.zf-trust{display:grid;grid-template-columns:repeat(4,1fr);gap:44px;padding:4px 0 30px;border-bottom:1px solid #282828}
.zf-trust article{min-width:0}.zf-trust strong{display:block;font-size:19px;line-height:1.2;margin-bottom:10px}.zf-trust span{display:block;color:#c9c9c9;font-size:14px;line-height:1.45}
.zf-support{display:grid;grid-template-columns:1.35fr 1fr;gap:70px;align-items:center;padding:40px 0 52px}
.zf-support h2{font-size:31px;margin:0 0 8px}.zf-support p{margin:0;color:#ddd;font-size:16px;line-height:1.45}
.zf-support>a{display:block;background:#ff6500;border-radius:11px;text-align:center;padding:14px 22px;font-weight:800;font-size:13px;letter-spacing:.02em}
.zf-links{display:grid;grid-template-columns:1.35fr repeat(4,1fr);gap:54px;padding:5px 0 45px}
.zf-links h3{color:#ff6500;font-size:16px;margin:0 0 18px}.zf-links h4{font-size:17px;margin:0 0 18px}
.zf-company b{display:block;margin-bottom:10px}.zf-company p{color:#d1d1d1;font-size:14px;line-height:1.5;margin:6px 0}
.zf-links nav a{display:block;margin:0 0 12px;font-size:14px;color:#e8e8e8}
.zf-bottom{border-top:1px solid #282828;padding-top:22px;display:flex;justify-content:space-between;gap:20px;color:#999;font-size:12px}
@media(max-width:900px){.zf-trust{grid-template-columns:1fr 1fr}.zf-support{grid-template-columns:1fr;gap:24px}.zf-links{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.zolnix-footer{padding:30px 22px 22px}.zf-trust,.zf-links{grid-template-columns:1fr}.zf-trust{gap:26px}.zf-links{gap:28px}.zf-support h2{font-size:26px}.zf-bottom{flex-direction:column}}



/* v43: aislamiento total del footer frente al header/nav global */
.zolnix-footer .zf-links{
  display:grid !important;
  grid-template-columns:minmax(260px,1.35fr) repeat(4,minmax(150px,1fr)) !important;
  gap:48px !important;
  align-items:start !important;
  width:100% !important;
}
.zolnix-footer .zf-links > nav{
  display:block !important;
  position:static !important;
  width:auto !important;
  height:auto !important;
  min-height:0 !important;
  padding:0 !important;
  margin:0 !important;
  background:transparent !important;
  border:0 !important;
  box-shadow:none !important;
  overflow:visible !important;
}
.zolnix-footer .zf-links > nav h4{
  display:block !important;
  margin:0 0 18px !important;
  padding:0 !important;
}
.zolnix-footer .zf-links > nav a,
.zolnix-footer .zf-links > nav a.btn,
.zolnix-footer .zf-links > nav a.cta{
  display:block !important;
  position:static !important;
  width:auto !important;
  height:auto !important;
  min-width:0 !important;
  min-height:0 !important;
  margin:0 0 12px !important;
  padding:0 !important;
  border:0 !important;
  border-radius:0 !important;
  background:transparent !important;
  box-shadow:none !important;
  color:#e8e8e8 !important;
  font-size:14px !important;
  font-weight:400 !important;
  line-height:1.45 !important;
  text-align:left !important;
  white-space:normal !important;
}
.zolnix-footer .zf-links > nav a:hover{color:#ff6500 !important}
.zolnix-footer .zf-support > a{
  display:block !important;
  width:auto !important;
  height:auto !important;
  min-height:0 !important;
  padding:14px 22px !important;
  margin:0 !important;
  background:#ff6500 !important;
  color:#fff !important;
  border-radius:11px !important;
  text-align:center !important;
  font-weight:800 !important;
}
@media(max-width:1050px){
 .zolnix-footer .zf-links{grid-template-columns:repeat(3,minmax(0,1fr)) !important}
}
@media(max-width:720px){
 .zolnix-footer .zf-links{grid-template-columns:repeat(2,minmax(0,1fr)) !important}
}
@media(max-width:520px){
 .zolnix-footer .zf-links{grid-template-columns:1fr !important}
}


/* v45 — corrección mínima sobre v43 estable */
@media(min-width:1051px){
  .zolnix-footer .zf-links{
    grid-template-columns:minmax(235px,1.15fr) minmax(135px,.85fr) minmax(150px,.9fr) minmax(165px,.95fr) minmax(235px,1.15fr) !important;
    gap:38px !important;
  }
  .zolnix-footer .zf-links > nav:last-child{
    min-width:0 !important;
    padding-right:12px !important;
  }
  .zolnix-footer .zf-links > nav:last-child a{
    white-space:normal !important;
    overflow-wrap:break-word !important;
  }
}


/* v48 — ajuste inferior solicitado */
.zolnix-footer .zf-bottom{
  padding-top:18px !important;
  padding-bottom:22px !important;
  align-items:flex-start !important;
}
.zolnix-footer .zf-bottom > *{
  margin-top:0 !important;
}


/* v49 — eliminar únicamente las dos líneas horizontales señaladas */
.zolnix-footer .zf-trust,
.zolnix-footer .zf-support,
.zolnix-footer .zf-links,
.zolnix-footer .zf-bottom{
  border-top: none !important;
  border-bottom: none !important;
}
.zolnix-footer hr{
  display:none !important;
}

/* v50 — menú móvil compacto; escritorio permanece intacto */
.mobile-menu-toggle,.mobile-menu{display:none}
@media(max-width:720px){
  header{grid-template-columns:1fr auto!important;grid-template-rows:auto!important;min-height:108px;padding:18px 22px!important;position:relative;gap:12px!important}
  header .logo{grid-column:1;grid-row:1}
  header .desktop-nav,header .actions{display:none!important}
  .mobile-menu-toggle{grid-column:2;grid-row:1;display:flex;width:52px;height:52px;padding:0;border:1px solid #ff5a00;border-radius:13px;background:#080d0f;align-items:center;justify-content:center;flex-direction:column;gap:5px;cursor:pointer}
  .mobile-menu-toggle span{display:block;width:25px;height:3px;border-radius:3px;background:#fff;transition:.2s ease}
  .mobile-menu-toggle[aria-expanded="true"] span:nth-child(1){transform:translateY(8px) rotate(45deg)}
  .mobile-menu-toggle[aria-expanded="true"] span:nth-child(2){opacity:0}
  .mobile-menu-toggle[aria-expanded="true"] span:nth-child(3){transform:translateY(-8px) rotate(-45deg)}
  .mobile-menu{display:none;position:absolute;z-index:10000;top:100%;right:16px;left:16px;padding:14px;background:#080d0f;border:1px solid #ff5a00;border-radius:14px;box-shadow:0 18px 45px rgba(0,0,0,.55)}
  .mobile-menu.open{display:grid;grid-template-columns:1fr;gap:4px}
  .mobile-menu a,.mobile-menu label{display:block;padding:12px 14px;text-decoration:none;font-weight:800;font-size:15px;border-radius:9px}
  .mobile-menu label{padding-bottom:3px;color:#9ca3a6;font-size:11px;text-transform:uppercase;letter-spacing:1px}
  .mobile-menu select{width:100%;margin:0 0 5px;padding:11px 13px;border:1px solid #333;border-radius:9px;background:#101719;color:#fff;font-weight:800}
  .mobile-menu a:hover,.mobile-menu a:focus{background:#141b1e}
  .mobile-menu a.mobile-apply{background:#ff5a00!important;color:#fff!important;text-align:center;margin:4px 0;padding:12px 14px!important;border-radius:9px!important;font-size:15px!important}
}

/* v51 — corrección móvil: el footer no hereda la altura fija del footer antiguo */
.zolnix-footer{
  height:auto !important;
  min-height:0 !important;
}
@media(max-width:720px){
  .zolnix-footer{height:auto !important;min-height:0 !important;overflow:visible !important}
  .zolnix-footer .zf-links > nav{display:block !important;height:auto !important;min-height:0 !important;overflow:visible !important}
  .zolnix-footer .zf-links > nav h4,
  .zolnix-footer .zf-links > nav a{position:static !important;transform:none !important;float:none !important}
}

/* v52 — FIX REAL footer móvil: evitar que las reglas globales de nav coloquen
   todas las columnas del footer en la misma celda del grid. */
@media(max-width:980px){
  .zolnix-footer .zf-links > nav{
    grid-column:auto !important;
    grid-row:auto !important;
    justify-self:stretch !important;
    align-self:start !important;
  }
}
@media(max-width:520px){
  .zolnix-footer .zf-links{
    display:grid !important;
    grid-template-columns:minmax(0,1fr) !important;
    grid-auto-flow:row !important;
    grid-auto-rows:auto !important;
    gap:28px !important;
  }
  .zolnix-footer .zf-links > .zf-company,
  .zolnix-footer .zf-links > nav{
    grid-column:1 !important;
    grid-row:auto !important;
    width:100% !important;
  }
}

/* v53 — quitar la línea horizontal inferior del encabezado en móvil y escritorio */
header{
  border-bottom:none !important;
}

/* v54 — quitar separadores/líneas señalados, sin alterar contenido ni layout */
.benefits{
  border-top:none !important;
}
.benefits article,
.benefits article:last-child{
  border-right:none !important;
  border-left:none !important;
  border-top:none !important;
  border-bottom:none !important;
}
/* Evita una costura visible entre la foto central y el simulador. */
.photo{
  border:0 !important;
  outline:0 !important;
  box-shadow:none !important;
}
/* v66.1 — menú desplegable ZOLNIX */
.z-menu-wrap{position:relative;justify-self:end;z-index:10020}.z-menu-toggle{display:flex;align-items:center;gap:9px;border:0;border-radius:15px;background:#ff5a00;color:#fff;padding:13px 20px;font:800 14px Arial,Helvetica,sans-serif;cursor:pointer;box-shadow:0 10px 30px rgba(0,0,0,.25)}.z-menu-icon{font-size:19px;line-height:1}.z-menu-caret{font-size:13px;transition:transform .2s ease}.z-menu-toggle[aria-expanded="true"] .z-menu-caret{transform:rotate(180deg)}.z-menu-panel{display:none;position:absolute;right:0;top:calc(100% + 14px);width:300px;padding:18px 14px;background:#0b0b0b;border:1px solid #303030;border-radius:20px;box-shadow:0 24px 55px rgba(0,0,0,.62)}.z-menu-panel.open{display:grid;gap:9px}.z-menu-panel a,.z-menu-lang{min-height:50px;display:flex;align-items:center;padding:0 14px;border-radius:13px;text-decoration:none;font-weight:800}.z-menu-panel a:hover,.z-menu-panel a:focus{background:#151515}.z-menu-lang{border:1px solid #ff5a00;justify-content:flex-start;gap:18px;background:#090909;padding:0 28px!important}.z-lang-option{appearance:none;border:0;background:transparent;padding:0;color:#697383;font-family:inherit;font-size:inherit;line-height:inherit;font-weight:800;cursor:pointer;transition:color .16s ease}.z-lang-option.active,.z-lang-option[aria-pressed="true"]{color:#fff}.z-lang-option:hover,.z-lang-option:focus-visible{color:#fff;outline:none}.z-lang-separator{color:#697383;font-family:inherit;font-size:inherit;line-height:inherit;font-weight:500;transform:skew(-10deg)}.z-menu-register,.z-menu-apply{background:#ff5a00!important;color:#fff!important;justify-content:center}.z-menu-account{border:1px solid #ff5a00;color:#fff;justify-content:center}.z-menu-panel a[href="nueva-solicitud.php"]{padding:0 14px!important;border-radius:13px!important;font-size:14px!important}.z-menu-panel .z-menu-register{margin-top:3px}.z-menu-panel .z-menu-apply{margin-top:3px}
@media(max-width:900px){header{grid-template-columns:1fr auto!important}.desktop-nav{display:none!important}.z-menu-panel{position:fixed;top:78px;right:16px;left:16px;width:auto}.z-menu-toggle{padding:12px 17px}}

/* v66.2 - ajuste visual solicitado */
header .desktop-nav{justify-self:center;text-align:center}
.z-menu-panel .z-menu-register,
.z-menu-panel .z-menu-account,
.z-menu-panel .z-menu-apply{background:transparent!important;border:0!important;color:#fff!important;justify-content:flex-start}
.z-menu-panel .z-menu-register:hover,
.z-menu-panel .z-menu-account:hover,
.z-menu-panel .z-menu-apply:hover,
.z-menu-panel .z-menu-register:focus,
.z-menu-panel .z-menu-account:focus,
.z-menu-panel .z-menu-apply:focus{background:#151515!important}

/* v66.3 — navegación ligeramente a la izquierda + hover naranja */
@media (min-width:901px){
  header .desktop-nav{
    justify-self:center;
    position:relative;
    left:-38px;
  }
  header .desktop-nav a{
    transition:color .18s ease;
  }
  header .desktop-nav a:hover,
  header .desktop-nav a:focus-visible{
    color:#ff5a00;
  }
}

/* FAQ + simulador: estilos consolidados */
.faq-simulator{background:#05090a;color:#fff;padding:58px clamp(28px,4.5vw,82px);display:grid;grid-template-columns:minmax(300px,.85fr) minmax(520px,1.45fr);gap:36px;align-items:start;border-bottom:0}
.faq-simulator .faq-column>p:first-child,.loan-simulator>p:first-child{color:#ff5a00;font-weight:900;letter-spacing:.7px;font-size:13px;margin:0 0 10px}.faq-simulator h2{font-size:40px;margin:0 0 8px}.faq-simulator h2 em{color:#ff5a00;font-style:normal}.faq-intro,.sim-intro{color:#b9c0c3;line-height:1.45;margin:0 0 22px}.faq-simulator details{background:#000;color:#fff;border:1px solid #ff5a00;border-radius:9px;padding:0;margin:0 0 9px;transition:box-shadow .18s ease}.faq-simulator details:hover,.faq-simulator details:focus-within{box-shadow:0 0 0 1px rgba(255,90,0,.18)}.faq-simulator summary{padding:17px 18px;cursor:pointer;font-weight:800;list-style:none}.faq-simulator summary::-webkit-details-marker{display:none}.faq-simulator summary:after{content:'⌄';float:right;color:#fff}.faq-simulator details[open] summary:after{content:'⌃';color:#ff5a00}.faq-simulator details p{padding:0 18px 17px;margin:0;color:#b9c0c3;line-height:1.45}
.loan-simulator{border:1px solid #ff5a00;border-radius:17px;padding:27px;background:#000;box-shadow:0 22px 55px rgba(0,0,0,.3)}.loan-simulator h2{font-size:40px}.sim-body{display:grid;grid-template-columns:1fr 1fr;gap:20px}.sim-controls,.sim-card{background:#000;border:1px solid #ff5a00;border-radius:13px;padding:20px}.sim-controls label{display:block;font-weight:800;margin:4px 0 8px}.sim-controls output{display:block;font-size:31px;font-weight:900;margin-bottom:8px}.sim-controls input{width:100%;accent-color:#ff5a00}.sim-controls label:nth-of-type(2){margin-top:28px}.sim-ends{display:flex;justify-content:space-between;color:#b9c0c3;font-size:12px}.sim-card h3{margin:0 0 13px;font-size:18px}.sim-card>div{display:flex;justify-content:space-between;gap:15px;padding:6px 0;color:#b9c0c3;font-size:13px}.sim-card strong{color:#fff}.sim-card aside{margin-top:14px;padding:13px;border-radius:10px;background:#202729}.sim-card aside b,.sim-card aside small{display:block}.sim-card aside small{color:#c3c8ca;line-height:1.4;margin-top:7px}.sim-cta{display:flex!important;margin-top:20px!important;min-height:54px!important;align-items:center!important;justify-content:center!important;background:#ff5a00!important;color:#fff!important;border-radius:10px!important;text-decoration:none!important;font-weight:900!important}.sim-legal{display:block;text-align:center;color:#9aa1a4;margin-top:10px}
@media(min-width:981px){.faq-simulator summary{position:relative;padding:17px 54px 17px 18px;overflow:hidden}.faq-simulator summary:after{float:none;position:absolute;right:20px;top:50%;transform:translateY(-50%);width:18px;text-align:center;line-height:1}}
@media(max-width:980px){.faq-simulator{grid-template-columns:1fr}.sim-body{grid-template-columns:1fr 1fr}}
@media(max-width:680px){.faq-simulator{padding:38px 20px}.faq-simulator h2,.loan-simulator h2{font-size:29px}.loan-simulator{padding:20px}.sim-body{grid-template-columns:1fr}}
/* v66.5: hero simplificado, sin simulador superior */
.hero{grid-template-columns:minmax(390px,38%) minmax(0,62%)!important;min-height:650px}
.photo{min-height:650px!important;background-image:linear-gradient(90deg,#030809 0%,rgba(3,8,9,.68) 7%,rgba(3,8,9,.08) 28%,rgba(3,8,9,0) 100%),url('hero-photo.jpg')!important;background-position:center center!important;background-size:cover!important}
@media(max-width:980px){.hero{grid-template-columns:minmax(330px,42%) minmax(0,58%)!important}.photo{min-height:560px!important}}
@media(max-width:720px){.hero{display:grid!important;grid-template-columns:1fr!important}.photo{min-height:430px!important;background-position:center center!important}}

/* v66.6 — continuidad visual del footer */
.zolnix-footer{
  background:#05090a !important;
  border-top:0 !important;
}

/* v67.4 — hover naranja en enlaces del menú desplegable */
.z-menu-panel .z-menu-register:hover,
.z-menu-panel .z-menu-account:hover,
.z-menu-panel .z-menu-apply:hover,
.z-menu-panel .z-menu-register:focus-visible,
.z-menu-panel .z-menu-account:focus-visible,
.z-menu-panel .z-menu-apply:focus-visible{
  color:#ff5a00!important;
  background:transparent!important;
}

/* v67.9 — campos oscuros también al pegar/autocompletar en Chrome/Safari */
input, textarea, select {
  color-scheme: dark;
}
input:-webkit-autofill,
input:-webkit-autofill:hover,
input:-webkit-autofill:focus,
input:-webkit-autofill:active,
textarea:-webkit-autofill,
textarea:-webkit-autofill:hover,
textarea:-webkit-autofill:focus,
select:-webkit-autofill,
select:-webkit-autofill:hover,
select:-webkit-autofill:focus {
  -webkit-text-fill-color: #fff !important;
  caret-color: #fff !important;
  -webkit-box-shadow: 0 0 0 1000px #0b1113 inset !important;
  box-shadow: 0 0 0 1000px #0b1113 inset !important;
  background-color: #0b1113 !important;
  border-color: #ff5a00 !important;
  transition: background-color 9999s ease-out 0s;
}
input::selection, textarea::selection {
  background: rgba(255,90,0,.38);
  color: #fff;
}

/* v67_13 — footer móvil consolidado: propietario + cuadrícula 2x2, sin parches heredados */
@media (max-width:720px){
  .zolnix-footer .zf-links{
    display:grid !important;
    grid-template-columns:minmax(0,1fr) minmax(0,1fr) !important;
    grid-auto-flow:row !important;
    grid-auto-rows:auto !important;
    column-gap:34px !important;
    row-gap:34px !important;
    align-items:start !important;
  }
  .zolnix-footer .zf-links > .zf-company{
    grid-column:1 / -1 !important;
    grid-row:auto !important;
    width:100% !important;
    min-width:0 !important;
  }
  .zolnix-footer .zf-company-placeholder{height:92px}
  .zolnix-footer .zf-links > nav{
    grid-column:auto !important;
    grid-row:auto !important;
    width:100% !important;
    min-width:0 !important;
    display:block !important;
  }
  .zolnix-footer .zf-links > nav h4{
    margin:0 0 14px !important;
    font-size:17px !important;
    line-height:1.2 !important;
    white-space:normal !important;
  }
  .zolnix-footer .zf-links > nav a{
    margin:0 0 10px !important;
    font-size:14px !important;
    line-height:1.42 !important;
    overflow-wrap:anywhere !important;
  }
}

/* v67_14 — ajuste del subtítulo del logo únicamente en móvil */
@media (max-width:720px){
  header .logo{
    display:inline-block !important;
    width:max-content !important;
    max-width:230px !important;
  }
  header .logo small{
    width:100% !important;
    margin-top:8px !important;
    padding-left:1px !important;
    font-size:7px !important;
    line-height:1 !important;
    letter-spacing:3.1px !important;
    text-align:center !important;
    white-space:nowrap !important;
  }
}

/* v67_17 — cabecera móvil consolidada: Menú compacto y alineado al logo */
@media (max-width:720px){
  header{
    grid-template-columns:minmax(0,1fr) auto !important;
    align-items:center !important;
    column-gap:18px !important;
  }
  header .logo{
    align-self:center !important;
    justify-self:start !important;
    margin:0 !important;
  }
  header .z-menu-wrap{
    align-self:center !important;
    justify-self:end !important;
    margin:0 !important;
  }
  header .z-menu-toggle{
    height:43px !important;
    min-width:108px !important;
    padding:0 11px !important;
    border-radius:15px !important;
    display:flex !important;
    align-items:center !important;
    justify-content:center !important;
    gap:7px !important;
    font-size:14px !important;
    line-height:1 !important;
  }
  header .z-menu-icon{font-size:19px !important;line-height:1 !important;}
  header .z-menu-caret{font-size:12px !important;line-height:1 !important;}
}
@media (max-width:420px){
  header{column-gap:12px !important;padding-left:20px !important;padding-right:20px !important;}
  header .z-menu-toggle{height:41px !important;min-width:104px !important;padding:0 10px !important;font-size:13px !important;}
}

/* v67_18 — escritorio: PRIVATE CREDIT contenido dentro del ancho visual de ZOLNIX */
@media (min-width:721px){
  header .logo{
    display:inline-block;
    width:max-content;
  }
  header .logo small{
    width:100%;
    margin-top:9px;
    padding:0 2px;
    font-size:8px;
    line-height:1;
    letter-spacing:3.25px;
    text-align:center;
    white-space:nowrap;
  }
}


/* v67.41 — Chat ZOLNIX: panel mucho más compacto; launcher exterior conserva 72px */
.z-chat-launcher{position:fixed;right:26px;bottom:26px;z-index:10010;width:72px;height:72px;border:2px solid #ff5a00;border-radius:50%;background:#050505;color:#fff;display:block;cursor:pointer;box-shadow:0 0 0 12px rgba(255,90,0,.07),0 18px 44px rgba(0,0,0,.5)}
.z-chat-launcher::before{content:"✦";position:absolute;left:15px;top:16px;font-size:17px;line-height:1;color:#fff}.z-chat-launcher::after{content:"Z";position:absolute;right:12px;top:17px;color:#ff5a00;font-size:35px;line-height:1;font-weight:900;font-style:italic}.z-chat-launcher svg{display:none}.z-chat-launcher .z-launch-status{position:absolute;right:4px;bottom:5px;width:11px;height:11px;border:3px solid #050505;border-radius:50%;background:#00d777}.z-chat-launcher:hover,.z-chat-launcher:focus-visible{outline:none;border-color:#ff5a00}
.z-chat-panel[hidden]{display:none!important}.z-chat-panel{position:fixed;right:112px;bottom:76px;top:auto;z-index:10011;box-sizing:border-box;width:390px;height:320px;max-width:calc(100vw - 138px);max-height:calc(100dvh - 96px);display:flex;flex-direction:column;background:#070707;border:1px solid #9a4300;border-radius:18px;color:#fff;box-shadow:0 18px 52px rgba(0,0,0,.62);overflow:hidden}
.z-chat-head{position:relative;display:flex;align-items:center;gap:12px;flex:0 0 68px;box-sizing:border-box;padding:12px 15px;border-bottom:1px solid #242424}.z-chat-brand-mark{display:none}.z-chat-title{min-width:0;flex:1}.z-chat-title strong{display:block;font-size:19px;line-height:1.05;font-weight:850;letter-spacing:-.35px}.z-chat-title span{display:block;margin-top:4px;color:#9d9d9d;font-size:11px;line-height:1.2}.z-chat-close{flex:0 0 34px;width:34px;height:34px;border:0;border-radius:50%;background:#222;color:#fff;font-size:22px;font-weight:500;line-height:1;cursor:pointer}
.z-chat-body{min-height:0;flex:1;display:flex;flex-direction:column;padding:12px 11px 11px;overflow:hidden}.z-chat-greeting{align-self:flex-start;display:inline-block;margin:0 0 24px 1px;padding:9px 11px;border:1px solid #2b2b2b;border-radius:14px;background:#1a1a1a;font-size:13px;line-height:1.2;white-space:nowrap}.z-chat-form{margin-top:auto;display:grid;grid-template-columns:minmax(0,1fr) 42px;gap:7px 8px}.z-chat-form input,.z-chat-form textarea{box-sizing:border-box;width:100%;border:1px solid #3b3b3b;border-radius:12px;background:#030303;color:#fff;font:inherit;font-size:12px;padding:8px 10px;outline:none}.z-chat-form input{grid-column:1/-1;height:38px}.z-chat-form textarea{grid-column:1;min-height:54px;height:54px;resize:none;border:2px solid #ff5a00}.z-chat-form input:focus{border-color:#555}.z-chat-form textarea:focus{border-color:#ff5a00}.z-chat-form button{grid-column:2;align-self:center;width:42px;height:42px;padding:0;border:0;border-radius:12px;background:#ff5a00;color:#fff;display:grid;place-items:center;cursor:pointer;font-size:0}.z-chat-form button svg{display:block;width:20px;height:20px;fill:#fff}.z-chat-form button:focus-visible,.z-chat-close:focus-visible{outline:2px solid #fff;outline-offset:2px}
@media(max-height:520px){.z-chat-panel{bottom:12px;height:min(320px,calc(100dvh - 24px));max-height:none}.z-chat-greeting{margin-bottom:12px}}
@media(max-width:620px){.z-chat-launcher{right:16px;bottom:16px;width:64px;height:64px}.z-chat-launcher::before{left:13px;top:14px;font-size:15px}.z-chat-launcher::after{right:10px;top:15px;font-size:31px}.z-chat-panel{left:12px;right:12px;bottom:92px;width:auto;max-width:none;height:320px;max-height:calc(100dvh - 108px)}.z-chat-greeting{white-space:normal}}
@media(max-width:420px){.z-chat-panel{left:8px;right:8px;bottom:88px;height:min(310px,calc(100dvh - 102px));border-radius:16px}.z-chat-head{flex-basis:64px;padding:11px 13px}.z-chat-title strong{font-size:18px}.z-chat-title span{font-size:10.5px}.z-chat-close{width:32px;height:32px;flex-basis:32px;font-size:21px}.z-chat-body{padding:10px}.z-chat-greeting{margin-bottom:14px;padding:8px 10px;border-radius:12px;font-size:12px}.z-chat-form{grid-template-columns:minmax(0,1fr) 40px;gap:6px}.z-chat-form input{height:36px}.z-chat-form textarea{height:50px;min-height:50px}.z-chat-form input,.z-chat-form textarea{padding:7px 9px;border-radius:11px;font-size:12px}.z-chat-form button{width:40px;height:40px;border-radius:11px}.z-chat-form button svg{width:19px;height:19px}}
.sr-only{position:absolute!important;width:1px!important;height:1px!important;padding:0!important;margin:-1px!important;overflow:hidden!important;clip:rect(0,0,0,0)!important;white-space:nowrap!important;border:0!important}